Unraveling the Fintech Landscape: A Systematic Mapping Study on the Impact of Financial Technology Innovation on Investment Decision-Making in ASEAN Banking

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Published: Mar 24, 2023
DOI: https://doi.org/10.15575/ks.v5i1.24555
Keywords:
Financial Technology Innovation, Investment Decision, Systematic Mapping Study

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Mohammad Benny Alexandri
Padjajaran University
Irton Usman
Universitas Amikom Yogyakarta
Umi Narimawati
Universitas Komputer Bandung
Agus Taryana
Padjajaran University

Abstract

This systematic mapping study identifies and analyses fintech innovations that influence investment decision-making in ASEAN banking. Through a rigorous literature search and screening process, 128 relevant studies were analyzed, identifying four key fintech innovations that impact investment decision-making in ASEAN banking: advisory platforms, blockchain technology, peer-to-peer lending, and mobile banking. The analysis of these innovations reveals their potential to improve investment decision-making in terms of cost efficiency, speed, accessibility, and transparency. However, the study also identified several challenges associated with these innovations, including cybersecurity risks, regulatory issues, and a lack of customer trust. This study provides valuable insights into the current state of fintech innovation in ASEAN banking and its impact on investment decision-making. The findings can help policymakers, regulators, and financial institutions make informed decisions about developing and adopting fintech innovations in the region.

Article Details

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Vol. 5 No. 1 (2023): Khazanah Sosial
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Articles

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